After divorce, addressing low-income housing requires prioritizing legal separation of assets, securing financial stability, and exploring assistance programs. Begin by documenting all housing-related agreements, including mortgage terms, leaseholds, or government subsidies. Consult a family law attorney to navigate property division and ensure compliance with local housing regulations. If co-owning a home, consider refinancing under one party’s name or selling the property to split proceeds. For those eligible, apply for federal programs like Section 8 housing choice vouchers or state-specific rental assistance. Proactive steps include updating income documentation for housing subsidies and seeking temporary restraining orders to prevent eviction during legal proceedings.

The U.S. Department of Housing and Urban Development (HUD) reports that 25% of low-income families face housing instability after divorce, often due to sudden loss of shared income or legal confusion. A 2022 study by the National Center for Family Law found that 40% of divorced individuals in low-income brackets encountered eviction risks without proper legal or financial guidance. Section 8 programs assist 2.2 million participants annually, but waitlists exceed 3 million households, emphasizing the need for early application. State-level data from the National Conference of State Legislatures shows that 65% of states offer离婚-related housing protections, yet only 30% of eligible individuals are aware of these resources. Legal aid programs serve 1.9 million low-income families yearly, but post-divorce cases represent 22% of all cases, underscoring the importance of timely legal intervention. Combining asset division strategies with government aid maximizes the likelihood of maintaining stable housing post-divorce.