To buy and transfer property in the United States, follow these steps: 1) Secure pre-approval for financing, 2) Engage a licensed real estate agent to identify suitable properties, 3) Submit an offer with a purchase agreement, 4) Conduct a home inspection and title search, 5) Secure mortgage financing (if applicable), 6) Enter escrow with a neutral third party, 7) Resolve any issues identified during inspection/title review, 8) Close escrow and transfer deed to the buyer. Critical documents include the purchase agreement, deed, mortgage note, and closing disclosure (CD).

The process requires meticulous coordination between real estate professionals, lenders, and legal experts. According to the National Association of Realtors (NAR), the average time from offer acceptance to closing is 30-60 days in 2023, influenced by market demand and regulatory requirements. Title search costs typically range from $300 to $1,500, while home inspections average $400-$800 (NAR, 2023). Approximately 15% of transactions encounter inspection-related issues, often requiring renegotiation or repair agreements (American Society of Home Inspectors, 2022). Lending standards remain stringent; only 62% of pre-approved buyers ultimately secure loans, reflecting tighter underwriting post-2020 (Federal Reserve, 2023). State-specific regulations add complexity: California requires a 3% transfer tax on conveyances, while Texas mandates a 0.5%-1% stamp tax. Legal compliance is critical to avoid delays or penalties, with 7% of transactions experiencing post-closing disputes over title defects or contract terms (American Bar Association, 2022). Proper documentation and professional guidance reduce risks, ensuring efficient transfer of ownership.