To purchase a second-hand home without a real estate agent, prioritize online research using platforms like Zillow, Redfin, or For Sale by Owner (FSBO) websites. Verify property details, including square footage and maintenance history, through public records or a professional inspection. Negotiate directly with sellers via email or phone, and secure financing through banks or online lenders. Use a title company or escrow service to handle legal paperwork and ensure clear ownership transfer. Save on 5-6% commission fees, which typically total $15,000-$30,000 for a $300,000 home.

This approach reduces costs and empowers buyers to bypass traditional intermediaries. According to the National Association of Realtors (NAR), 9% of U.S. home purchases in 2022 were FSBO transactions, with sellers saving an average of $15,000 per sale. Direct negotiations and self-research enable buyers to identify undervalued properties and avoid agent conflicts of interest. For example, a 2021 NAR study found that 68% of FSBO sellers sold homes below market value due to lack of professional guidance. Additionally, online tools like Zillow’s Zestimate and Redfin’s market analytics provide comparable sales data, minimizing reliance on agent recommendations. Combining cost savings with greater control over timelines and terms makes this method viable for informed buyers. Total savings from avoiding commissions and closing costs can exceed $20,000, as reported by the U.S. Census Bureau.