Delta Home primarily operates as a mortgage lender and financial services provider in the United States, offering home loan products such as conventional, FHA, VA, and refinancing options. The company assists borrowers in securing financing for purchasing or refinancing residential properties, including support for first-time homebuyers and military veterans through specialized programs. Delta Home also provides pre-approval services, underwriting, and post-closing assistance, catering to both individual consumers and real estate professionals.

The focus on mortgage lending aligns with Delta Home’s mission to expand housing accessibility and simplify the homebuying process. In 2023, the U.S. mortgage market reached $1.7 trillion in originations, driven by low interest rates and increased demand for refinancing, according to the Mortgage Bankers Association. Delta Home’s emphasis on FHA loans—particularly those with down payments as low as 3.5%—reflects broader trends, as FHA loans accounted for 10% of all single-family home purchases in 2022, up from 7% in 2021 (U.S. Department of Housing and Urban Development). Additionally, the company’s VA loan offerings cater to 20 million U.S. veterans, a demographic underserved by traditional lenders due to complex eligibility requirements. By prioritizing these products, Delta Home addresses regulatory gaps and consumer needs, leveraging data on loan defaults and credit scores to tailor risk assessments. The company’s 2023 financial report highlighted a 15% year-over-year increase in originations, underscoring its competitive positioning in a market where 68% of borrowers now shop for multiple lenders to secure optimal rates (Federal Reserve, 2023). This strategic approach ensures Delta Home remains a key player in an industry reliant on adaptability and customer-centric innovation.