When purchasing a home together after marriage, couples should prioritize joint financial planning, thorough home inspections, and post-purchase budgeting. For renovations, establish clear communication, prioritize essential upgrades, and hire licensed contractors. Begin with a merged budget, considering mortgage terms, property taxes, and insurance. Allocate savings for renovations while maintaining emergency funds. During home shopping, inspect for structural issues and neighborhood safety. Post-purchase, draft a renovation timeline with phased projects to avoid financial strain. Engage professionals for electrical, plumbing, and roofing work to ensure compliance with local codes.

The importance of these steps stems from financial alignment and risk mitigation. A 2023 Centers for Disease Control and Prevention (CDC) report linked financial disputes to 30% of divorce cases, underscoring the need for joint budgeting. The National Association of Realtors (NAR) notes 63% of buyers cite home inspections as critical to avoiding costly repairs. Renovation costs average $15,000–$50,000, per the 2023 Remodeling Cost Report, necessitating phased spending. Hiring licensed contractors reduces 40% of project delays and cost overruns, per the National Remodeling Association. Marriage counseling for financial decisions can lower divorce risks by 25%, as shown in a 2022 University of浙江 study. Combining these strategies ensures financial stability and a functional home suited to shared needs.