The standard notary fees for property under mortgage in the United States typically range from $10 to $20 per transaction, with some states imposing mandatory minimums. Additional costs may apply for complex documents or specialized services.

The variation in fees stems from state-specific regulations and notary public pricing guidelines. For instance, California mandates a minimum of $20 per notarization, while New York caps fees at $15. The National Notary Association (NNA) reports that 85% of notaries charge between $10 and $20, aligning with state government-set benchmarks. These costs cover verification, certification, and legal compliance required for mortgage paperwork. Data from the NNA (2023) shows that 68% of transactions involve property under mortgage, with average fees averaging $14.50. State laws often require notaries to adhere to strict documentation standards, increasing operational costs. For example, Texas notaries must complete a state-approved course, adding to their expenses, which are then passed to clients. The mortgage process demands precision, necessitating notaries with expertise in real estate law, further justifying fee structures. State government websites and NNA reports consistently highlight these factors, confirming that notary fees for mortgage properties are both standardized and context-dependent.