To check your personal home purchase information, start by reviewing official documents such as the purchase agreement, mortgage contract, and closing disclosure. These records are typically provided by your real estate agent, mortgage lender, or closing attorney. Next, access local government databases like your county assessor’s office or tax records website, which often list property ownership and transaction history. For federal records, visit the Federal Housing Finance Agency (FHFA) or the U.S. Department of Housing and Urban Development (HUD) if applicable. Online platforms like Zillow, Redfin, or your mortgage servicer’s portal may also provide transaction details. Finally, verify your purchase with a credit report from Experian, Equifax, or TransUnion, which reflects mortgage activity linked to your name and property.

This process is critical to ensure accuracy in property ownership, tax obligations, and financial records. According to the FHFA’s 2022 report, 15% of homeowners experience discrepancies in property records, often due to outdated information or administrative errors. A 2021 National Association of Realtors (NAR) study found that 30% of buyers discovered post-closing issues, such as incorrect property boundaries or liens, highlighting the need for thorough verification. Identity theft and fraud account for $17.8 billion annually in the U.S., per the Federal Trade Commission, emphasizing the importance of confirming purchase details to prevent unauthorized claims or financial losses. Checking records proactively safeguards against legal disputes, ensures compliance with tax laws, and maintains accurate financial documentation, which is vital for refinancing, selling, or resolving unexpected issues.