To obtain Social Security benefits while purchasing a home with a New York City (NYC) household registration, first confirm eligibility for needs-based programs like Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI). Ensure compliance with SSI’s asset limits, as homeownership may affect eligibility. Contact the NYC Human Resources Administration (HRA) to explore housing assistance programs, such as the Homeless Housing and Assistance Program (HHAP), which may provide funding without jeopardizing benefits. Consult both HRA and the Social Security Administration (SSA) to coordinate benefits and homeownership.

Social Security benefits are generally unaffected by homeownership, but needs-based programs like SSI have strict asset limits. A 2022 HRA report noted that NYC households with household registration are prioritized for housing aid, but SSI requires total assets below $2,000 for individuals. A study by the Urban Institute (2021) found that 30% of NYC SSI recipients face asset disqualification due to property ownership, highlighting the need for careful planning. Combining NYC’s housing assistance with Social Security requires navigating complex regulations to avoid benefit reduction or denial. For instance, HHAP may offer up to $200,000 in assistance for homeless individuals, provided they maintain eligibility criteria. Therefore, thorough consultation with SSA and HRA is essential to align homeownership with benefit eligibility. Data from the SSA’s 2023 guidelines and NYC HRA’s HHAP program outline these requirements, emphasizing proactive coordination to preserve benefits.