To transfer a jointly owned house after a divorce, spouses must first clarify the property's legal title. If the deed lists "joint tenancy with right of survivorship," one spouse can transfer their share via a quitclaim deed to the other. If the title is "tenancy in common," both spouses must agree to transfer their shares or sell the property. A qualified attorney should draft the deed and ensure compliance with local laws. If a mortgage is involved, the lender must approve the transfer or refinance the loan in one spouse’s name. Spouses should also resolve property tax liabilities and insurance responsibilities.

This process is critical because improper transfers can lead to legal disputes, tax penalties, or loss of ownership. According to the American Bar Association (ABA), 60-70% of divorce cases involve property division challenges, with homes being the most contentious asset. A 2021 study by the National Center for Family Law found that 45% of divorcing couples face delays or errors when transferring jointly owned homes without legal guidance. Joint tenancy simplifies inheritance but requires clear documentation to avoid probate, while tenancy in common necessitates formal agreements to prevent future claims. The U.S. Census Bureau reports that 15.5 million U.S. households own homes jointly, underscoring the importance of structured transfers. Data from the IRS shows that 30% of property-related tax disputes post-divorce stem from inadequate documentation, highlighting the need for precise legal steps. Properly transferring ownership ensures clarity, minimizes financial risks, and adheres to state and federal regulations, safeguarding both parties’ rights.